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How to protect your personal data online

Kent — founder, former banking CTO/CIO · August 27, 2026

Start here

The ideas that do most of the work

Skip the settings for a minute — get these three and you'll read every app differently.

Privacy isn't security

Security keeps intruders out; privacy decides who's allowed in at all — and a service can have one without the other. See the difference →

Who holds the key?

The question isn't whether a company encrypts your data — it's whether it can still read it. Zero-knowledge encryption →

Can a company read it?

Three quick tests tell you whether the service holding your data can actually open it. How to tell →

A small metal lockbox with its key on a wooden desk — personal things kept in one place you control.

Lock the doors

Fewer keys. Better locks.

The average person juggles ~120 passwords — too many to keep unique from memory, so people reuse one and a single breach spreads. Three moves close it.

  • →A unique password per account.
  • →Kept safer than the browser. Why →
  • →Passkeys where they're offered. More →

Give away less

The safest data is data you never shared.

Every signup asks for the same handful of facts about you. The fewer copies scattered across services you'll never think about again, the less there is to lose when one of them is breached — the quiet case for keeping your identity in one place.

94%

of what you type into signup forms, you've already handed to another company — the same 11 facts repeated, over and over. What you give away →

When it goes wrong

A breach isn't an if. Have an order.

When a service you use is compromised, calm and in sequence beats panic.

01
Change the reused password

Everywhere you used it — that's the path the damage takes.

02
Expect the phishing

Leaked details make the follow-on scams look real. Slow down.

03
Know the shared exposure

Which accounts share that password or data? The full order →

Fewer copies. One you control.

Nearly every piece above points the same way — the less your personal data is scattered, and the more it lives in one place only you can read, the less there is to protect. That's Simply Once: one encrypted identity, filled into forms so you stop leaving copies everywhere.

You don't have to do all of this today — pick the piece that worries you most, close that gap, and come back for the next one.

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